How We Make Money and Travel
mortgage note investing

We get asked all the time how we can afford to travel full time in an RV at our age. Most people assume we’re trust fund kids or that we’re living off our savings, but like many full time RVers in the 20 – 50 age bracket, we work on the road. Working remotely for a company or corporation is one way to earn a wage and RV or travel full time. We however, chose a different path and invest in real estate.

Back in 2012, Dennis and I decided we wanted to invest in real estate to help grow our net worth and hopefully create financial freedom that would allow us to live the location independent lifestyle we craved. At our first real estate association meeting, we learned about investing in mortgage notes, a lesser known investment strategy that seemed to check all the boxes for our financial and investment goals. So we took a leap of faith, bought a mentorship, and hit the ground running. The video below explains how our specific niche of real estate investing, mortgage note investing, allows us location independence, to be our own boss, and make money and travel and explains what it means to invest in mortgage notes.

working as a digital nomad

 and rAs we mentioned in the video, anyone can invest in notes, however mortgage note investing is not for everyone. Being on entrepreneur is hard. Investing in real estate and running your own business takes a lot of time, dedication, and effort. Especially as you’re getting started. We created our note investing business, Seasoned Funding, LLC back in 2013 and it took around 4 years to really see it replace our income from our 9 to 5 jobs. It is a 100% not a get rich quick business. It’s a, work hard, learn a ton, take action, learn more, revise your business, and finally see the results from your efforts of years prior, kind-of-business.

We’re sharing note investing with you because it’s how we make money and travel and after all, that’s why you’re reading this post isn’t it? We absolutely love the lifestyle investing in notes has allowed us. The freedom to work wherever we want when we want, the opportunity to make money as we travel, the time freedom to create our own schedule and be our own boss. As long as we have internet and cell phone connection, we can work. It doesn’t hurt that we can help people in this line of business as well. It’s pretty amazing to be able to help people and make money while doing it!

There are plenty of other ways to make money and travel that we’ll be sharing in a series we’re calling Make Money and Travel where we share real stories of how other full time travelers are making money on the road. You’ll see unique methods of earning a remote income, including some of the additional sources of revenue we’ve added to our income beyond real estate including:

  • Our Youtube channel and blog
  • Partnerships with companies to help market their products, and
  • Freelance writing for Millionacres, a Motley Fool Company (a GREAT resource for all things real estate and real estate investing)
  • Writing on Medium

However, if you are looking for a possible way to replace or increase your current income, to be able to quit your job, have location independence and travel, or own your own business, mortgage note investing could be a great opportunity and solution for you! There is a lot to learn and as with anything, education is key.

Which is why my business partner and I created Note Investing Academy, an online education program to help people learn how to invest in notes. This program is everything we wish we had when we started learning about note investing back in 2013. Our course is extensive, covering absolutely everything you need to know about investing in real estate mortgage notes from the very basics, to the complex details of making offers, running numbers on an investment, and working through an investment successfully. The best part? It’s online, so you can learn from anywhere and at your own pace!

If you’re ready to join Note Investing Academy, use code “LIZ” to get $100 off! 

free resources to learn more

Here are a few of our favorite free resources to help you better understand how this niche of investing works and gauge if investing in mortgage notes is the right fit for you.


  • The Diversified Mortgage Expo (DME) is an annual conference focused on bringing new and experienced note investors together to network, learn, and grow their note business.
  • Note MBA: The first and #1 most listened to podcast for note investing.
  • BiggerPockets: A social media platform made specifically for real estate investors. It’s not just a place to ask questions, connect and network, it’s also an incredible place to learn. They have podcasts, videos, blogs, and so much more about all things relating to real estate investing. One great blogger at Bigger Pockets is Dave Van Horn, who has extensive blog posts about investing in notes, although he specializes in the 2nd lien mortgage notes. Not sure what the heck second lien mortgage notes means? Read this article. If you are interested in any type of real estate investing at all, Bigger Pockets will be an incredible resource!


  • There are dozens of books out there about note investing, but none of them are that great other than the age old classic, Invest in Debt by Jimmy Napier.


  1. Rick

    Awesome stuff

    • adventuretime

      Thanks so much Rick! Glad you found it interesting.

  2. Stephanie

    Thank you so much for sharing. I’m dreaming of traveling full time with our kids. I homeschool them and think it would be so cool to visit places we study and see our great country. The income part has stumped me so I’m reading all your blog posts and learning as much as I can. I appreciate that you share your knowledge so others can go after this same lifestyle. Keep up the great work and happy travels!!

    • EatSeeRV

      Thank you so much for sharing where you are in your journey! I’m glad you found this helpful. Let me know if you have any other questions and we wish you luck on reaching your goals!

  3. Jerry Chestnut

    Just curious, are you both actively involved with generating income from Notes. If so, how much time is spent monthly and what is the breakdown between the two of you?

    • EatSeeRV

      Hi Jerry! Right now we spend around 10 – 20 hours a week on our note business, however you can spend way more time depending on how much you do yourself and how many note deals you own or manage at a given time. I used to work full time and manage my note business on the side, so it’s not something that requires excessive time commitments. There is always more time needed up front as you learn and get started though!

  4. Eric Redell

    Both of the links to your business and to the academy do not work, 1 gives a 404 error and the other takes me to some survey and how i can win $1000

    • EatSeeRV

      I just tried all of the links and they worked perfectly. Took me directly to our business site and the academy. Not sure what the problem could be on your end?

      • Leah

        I know you said 10-20 hours a week and that it can vary but how much of the time do each of you spend? And does one of you handle certain tasks/duties while the other handles other ones or do you both do it all?

        • EatSeeRV

          Great question Leah. The 10 – 20 hours is just Liz. Dennis helps more with the travel vlog and our social media accounts. The actual note investing business can be done around 20 hours per week if I’m actively looking for new investment opportunities. Does that help?

  5. Ron

    Please be honest, I enjoy all of your posts. This is not some type of pyramid thing. please tell me this if for real. After 2 failed marriage and a bunch of failures of life. I want to work and learn. Ron

    • EatSeeRV

      Sorry to hear that Ron. No it’s not a pyramid thing. It’s a real estate investing business that takes knowledge and effort to learn and succeed.

  6. Anna

    How much do you spend on purchasing notes? I know that they are different prices but what’s the lowest you’ve ever purchased one at?

    • EatSeeRV

      We’ve bought loans for under $10,000 and spent well over $100,000. It depends on the balance of the loan you are buying and the property value of the underlying asset.

  7. Jerry T Daminato

    Thanks for this information. We are retired Canadians and took a different route to investing. Now we RV 6-7 months of the year and have our sticks and bricks to return to. Enjoy your You Tube videos.



  1. 10 Ways To Make Money and Travel Full Time - Eat See RV! - […] Looking for ways to make money and travel? Then you’ve come to the right place! It’s never been easier…
  2. Make Money and Travel by Investing in Real Estate - Eat See RV! - […] full time RVing for over two years. We support ourselves by investing in real estate; specifically in mortgage notes.…
  3. Make Money and Travel | Digital Programmer and Full Time RVers - […] We recently started a new blog series where we interview various full-time travelers, sharing how they make money and…

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Liz & Dennis

Liz & Dennis


We’re two travel-loving, real estate investing, foodies exploring North America as full-time RV’ers. This blog is where we share our lessons learned, tips and tricks, and favorite places to eat, see, and RV across North America! We hope it helps you find your wanderlust, plan and prepare for RV life, and get out on the road!


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